At aged 90 you cease paying any premiums and your still covered indefinitely
If death occurs accidently after the first 12 month then 3 X the benefit is paid up to $90,000
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Your premium will be set for the first year but will generally increase each year as the age of the life insured increases.
To help you keep up with the cost of living and protect the value of your cover, your benefit amount will automatically increase by 5% each policy anniversary. You may choose to decline this increase in any given year by notifying the insurer in writing within one month after your policy anniversary date.
Each year renewal information will be sent to you and the new premium payable for your funeral cover will be shown on these documents.
If you choose to cancel your funeral policy there will be no refund of any premium payments that you have made.
In some circumstances the amount you pay in premiums may exceed the total benefit paid.